/* === RESET & BASE === */
*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0
}

:root {
  --primary: #0f52ba;
  --primary-dark: #0a3d8c;
  --primary-light: #3b7ddd;
  --accent: #00c9a7;
  --accent-dark: #00a88a;
  --gold: #f7b731;
  --bg: #0b1120;
  --bg-card: #111b33;
  --bg-section: #0e1628;
  --text: #e4e8f1;
  --text-muted: #8892a8;
  --text-dark: #1a1a2e;
  --white: #ffffff;
  --border: rgba(255, 255, 255, 0.08);
  --radius: 12px;
  --radius-lg: 20px;
  --shadow: 0 8px 32px rgba(0, 0, 0, 0.3);
  --glow: 0 0 40px rgba(15, 82, 186, 0.15);
}

html {
  scroll-behavior: smooth;
  font-size: 16px
}

body {
  font-family: 'Inter', sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.7;
  overflow-x: hidden
}

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px
}

a {
  color: var(--accent);
  text-decoration: none;
  transition: .3s
}

img {
  max-width: 100%
}

ul {
  list-style: none
}

/* === BUTTONS === */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 14px 32px;
  border-radius: 50px;
  font-weight: 700;
  font-size: 1rem;
  border: none;
  cursor: pointer;
  transition: all .3s;
  text-decoration: none
}

.btn-primary {
  background: linear-gradient(135deg, var(--accent), var(--accent-dark));
  color: var(--text-dark);
  box-shadow: 0 4px 20px rgba(0, 201, 167, 0.35)
}

.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 30px rgba(0, 201, 167, 0.5)
}

.btn-outline {
  background: transparent;
  border: 2px solid rgba(255, 255, 255, 0.2);
  color: var(--white)
}

.btn-outline:hover {
  border-color: var(--accent);
  color: var(--accent)
}

.btn-lg {
  padding: 18px 40px;
  font-size: 1.1rem
}

.btn-full {
  width: 100%
}

.pulse {
  animation: pulse 2s infinite
}

@keyframes pulse {

  0%,
  100% {
    box-shadow: 0 4px 20px rgba(0, 201, 167, 0.35)
  }

  50% {
    box-shadow: 0 4px 40px rgba(0, 201, 167, 0.6)
  }
}

/* === TOP BAR === */
.top-bar {
  background: linear-gradient(90deg, var(--primary-dark), var(--primary));
  padding: 8px 0;
  font-size: .85rem;
  color: rgba(255, 255, 255, .9)
}

.top-bar-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 8px
}

.top-bar a {
  color: var(--gold);
  font-weight: 600
}

/* === NAVBAR === */
.navbar {
  background: rgba(11, 17, 32, 0.95);
  backdrop-filter: blur(20px);
  padding: 16px 0;
  position: sticky;
  top: 0;
  z-index: 100;
  border-bottom: 1px solid var(--border)
}

.nav-inner {
  display: flex;
  justify-content: space-between;
  align-items: center
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--white);
  text-decoration: none
}

.logo-icon {
  font-size: 2rem
}

.logo-text {
  line-height: 1.2
}

.logo-text strong {
  font-size: 1.1rem;
  display: block
}

.logo-text small {
  font-size: .75rem;
  color: var(--text-muted)
}

.nav-cta {
  background: linear-gradient(135deg, var(--accent), var(--accent-dark));
  color: var(--text-dark);
  padding: 10px 24px;
  border-radius: 50px;
  font-weight: 700;
  font-size: .9rem
}

/* === HERO === */
.hero {
  position: relative;
  padding: 100px 0 80px;
  overflow: hidden;
  text-align: center
}

.hero-bg {
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at 50% 0%, rgba(15, 82, 186, 0.25), transparent 70%);
  pointer-events: none
}

.hero-inner {
  position: relative;
  z-index: 2
}

.hero-badge {
  display: inline-block;
  background: rgba(0, 201, 167, 0.12);
  color: var(--accent);
  padding: 8px 20px;
  border-radius: 50px;
  font-size: .85rem;
  font-weight: 600;
  margin-bottom: 24px;
  border: 1px solid rgba(0, 201, 167, 0.2)
}

.hero h1 {
  font-size: 3.2rem;
  font-weight: 900;
  line-height: 1.15;
  margin-bottom: 24px;
  max-width: 800px;
  margin-left: auto;
  margin-right: auto
}

.highlight {
  background: linear-gradient(135deg, var(--accent), var(--primary-light));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text
}

.hero-sub {
  font-size: 1.2rem;
  color: var(--text-muted);
  max-width: 650px;
  margin: 0 auto 36px;
  line-height: 1.8
}

.hero-actions {
  display: flex;
  gap: 16px;
  justify-content: center;
  flex-wrap: wrap;
  margin-bottom: 48px
}

.hero-trust {
  display: flex;
  gap: 32px;
  justify-content: center;
  flex-wrap: wrap
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: .9rem;
  color: var(--text-muted)
}

.trust-icon {
  font-size: 1.2rem
}

/* === STATS BAR === */
.stats-bar {
  background: linear-gradient(135deg, var(--primary-dark), var(--primary));
  padding: 48px 0
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  text-align: center
}

.stat-num {
  font-size: 2.8rem;
  font-weight: 900;
  color: var(--white)
}

.stat-unit {
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--accent)
}

.stat p {
  color: rgba(255, 255, 255, 0.7);
  font-size: .9rem;
  margin-top: 4px
}

/* === SECTIONS === */
.section {
  padding: 100px 0
}

.section-header {
  text-align: center;
  margin-bottom: 64px
}

.section-tag {
  display: inline-block;
  background: rgba(0, 201, 167, 0.1);
  color: var(--accent);
  padding: 6px 20px;
  border-radius: 50px;
  font-size: .8rem;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  margin-bottom: 16px
}

.section-header h2 {
  font-size: 2.4rem;
  font-weight: 800;
  margin-bottom: 16px
}

.section-header p {
  color: var(--text-muted);
  max-width: 600px;
  margin: 0 auto;
  font-size: 1.05rem
}

/* === FUNDING CARDS === */
.cards-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px
}

.card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 36px 28px;
  transition: all .4s;
  position: relative;
  overflow: hidden
}

.card-glow:hover {
  transform: translateY(-6px);
  border-color: rgba(0, 201, 167, 0.3);
  box-shadow: var(--glow)
}

.card.featured {
  border-color: var(--accent);
  background: linear-gradient(180deg, rgba(0, 201, 167, 0.05), var(--bg-card))
}

.card-badge {
  position: absolute;
  top: 16px;
  right: 16px;
  background: var(--accent);
  color: var(--text-dark);
  font-size: .7rem;
  font-weight: 800;
  padding: 4px 12px;
  border-radius: 50px;
  text-transform: uppercase
}

.card-icon {
  font-size: 2.2rem;
  margin-bottom: 16px
}

.card h3 {
  font-size: 1.2rem;
  font-weight: 700;
  margin-bottom: 12px
}

.card p {
  color: var(--text-muted);
  font-size: .92rem;
  margin-bottom: 16px
}

.card-list li {
  padding: 6px 0;
  font-size: .88rem;
  color: var(--text-muted)
}

.card-list li::before {
  content: "✓ ";
  color: var(--accent);
  font-weight: 700
}

/* === QUALIFY === */
.qualify-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px
}

.qualify-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 40px 32px;
  text-align: center;
  transition: all .4s;
  position: relative
}

.qualify-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--glow)
}

.qualify-featured {
  border-color: var(--accent);
  background: linear-gradient(180deg, rgba(0, 201, 167, 0.08), var(--bg-card))
}

.qualify-number {
  position: absolute;
  top: 16px;
  left: 20px;
  font-size: 3rem;
  font-weight: 900;
  color: rgba(255, 255, 255, 0.04)
}

.qualify-icon {
  font-size: 2.5rem;
  margin-bottom: 12px
}

.qualify-card h3 {
  font-size: 1.3rem;
  font-weight: 700;
  margin-bottom: 8px
}

.qualify-amount {
  font-size: 1.6rem;
  font-weight: 800;
  background: linear-gradient(135deg, var(--accent), var(--primary-light));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  margin-bottom: 20px
}

.qualify-card ul {
  text-align: left;
  margin-bottom: 24px
}

.qualify-card li {
  padding: 8px 0;
  font-size: .9rem;
  color: var(--text-muted);
  border-bottom: 1px solid var(--border)
}

.qualify-card li::before {
  content: "→ ";
  color: var(--accent)
}

/* === STEPS === */
.steps-grid {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 24px;
  flex-wrap: wrap
}

.step {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 40px 32px;
  flex: 1;
  min-width: 250px;
  text-align: center;
  transition: all .4s
}

.step:hover {
  transform: translateY(-4px);
  border-color: rgba(0, 201, 167, 0.3)
}

.step-num {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--accent), var(--primary-light));
  color: var(--text-dark);
  font-size: 1.4rem;
  font-weight: 900;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px
}

.step h3 {
  font-size: 1.1rem;
  margin-bottom: 12px
}

.step p {
  color: var(--text-muted);
  font-size: .9rem
}

.step-arrow {
  font-size: 2rem;
  color: var(--accent);
  font-weight: 700
}

/* === APPLY === */
.apply-section {
  background: var(--bg-section)
}

.apply-wrapper {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: start
}

.apply-info h2 {
  font-size: 2rem;
  font-weight: 800;
  margin-bottom: 16px
}

.apply-info p {
  color: var(--text-muted);
  font-size: 1.05rem;
  margin-bottom: 32px
}

.apply-feat {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 10px 0;
  font-size: .95rem
}

.apply-form {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 40px;
  box-shadow: var(--shadow)
}

.apply-form h3 {
  font-size: 1.4rem;
  font-weight: 700;
  margin-bottom: 24px;
  text-align: center
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px
}

.form-group {
  margin-bottom: 16px
}

.form-group label {
  display: block;
  font-size: .85rem;
  font-weight: 600;
  margin-bottom: 6px;
  color: var(--text-muted)
}

.form-group input,
.form-group select {
  width: 100%;
  padding: 14px 16px;
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  color: var(--white);
  font-size: 1rem;
  font-family: inherit;
  transition: .3s;
  -webkit-appearance: none;
  appearance: none
}

.form-group select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath fill='%238892a8' d='M6 8L1 3h10z'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 16px center;
  cursor: pointer
}

.form-group select option {
  background: var(--bg-card);
  color: var(--white);
  padding: 10px
}

.form-group input:focus,
.form-group select:focus {
  outline: none;
  border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(0, 201, 167, 0.15)
}

.form-group input::placeholder {
  color: var(--text-muted)
}

.form-note {
  text-align: center;
  font-size: .8rem;
  color: var(--text-muted);
  margin-top: 16px
}

/* === TESTIMONIALS === */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px
}

.testimonial {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 32px;
  transition: .3s
}

.testimonial:hover {
  border-color: rgba(0, 201, 167, 0.3)
}

.stars {
  color: var(--gold);
  font-size: 1.2rem;
  margin-bottom: 16px;
  letter-spacing: 2px
}

.testimonial p {
  color: var(--text-muted);
  font-size: .95rem;
  font-style: italic;
  margin-bottom: 20px
}

.testimonial-author strong {
  color: var(--white);
  display: block
}

.testimonial-author span {
  color: var(--text-muted);
  font-size: .8rem
}

/* === FAQ === */
.faq-list {
  max-width: 780px;
  margin: 0 auto
}

.faq-item {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  margin-bottom: 12px;
  transition: .3s
}

.faq-item:hover {
  border-color: rgba(0, 201, 167, 0.2)
}

.faq-item summary {
  padding: 20px 24px;
  cursor: pointer;
  font-weight: 600;
  font-size: 1rem;
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center
}

.faq-item summary::after {
  content: "+";
  font-size: 1.4rem;
  color: var(--accent);
  transition: .3s
}

.faq-item[open] summary::after {
  transform: rotate(45deg)
}

.faq-item p {
  padding: 0 24px 20px;
  color: var(--text-muted);
  font-size: .95rem
}

/* === FINAL CTA === */
.final-cta {
  text-align: center;
  padding: 100px 0;
  background: linear-gradient(180deg, var(--bg), rgba(15, 82, 186, 0.15), var(--bg))
}

.final-cta h2 {
  font-size: 2.4rem;
  font-weight: 800;
  margin-bottom: 16px
}

.final-cta p {
  color: var(--text-muted);
  font-size: 1.1rem;
  max-width: 550px;
  margin: 0 auto 32px
}

.cta-note {
  margin-top: 16px;
  font-size: .85rem;
  color: var(--text-muted)
}

/* === FOOTER === */
.footer {
  background: rgba(0, 0, 0, 0.3);
  padding: 48px 0 24px;
  border-top: 1px solid var(--border)
}

.footer-main {
  display: flex;
  justify-content: space-between;
  align-items: start;
  gap: 40px;
  margin-bottom: 32px;
  flex-wrap: wrap
}

.footer-brand {
  max-width: 400px
}

.footer-brand strong {
  color: var(--white);
  font-size: 1.1rem;
  display: block;
  margin: 8px 0
}

.footer-brand p {
  color: var(--text-muted);
  font-size: .88rem
}

.footer-links {
  display: flex;
  gap: 24px;
  flex-wrap: wrap
}

.footer-links a {
  color: var(--text-muted);
  font-size: .9rem;
  transition: .3s
}

.footer-links a:hover {
  color: var(--accent)
}

.footer-bottom {
  border-top: 1px solid var(--border);
  padding-top: 24px;
  text-align: center
}

.footer-bottom p {
  color: var(--text-muted);
  font-size: .8rem;
  margin-bottom: 8px
}

.disclaimer {
  font-size: .72rem !important;
  max-width: 800px;
  margin: 0 auto;
  line-height: 1.6
}

/* === RESPONSIVE === */
@media(max-width:1024px) {

  .cards-grid,
  .qualify-grid,
  .testimonials-grid {
    grid-template-columns: repeat(2, 1fr)
  }

  .stats-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 32px
  }
}

@media(max-width:768px) {
  .hero h1 {
    font-size: 2.2rem
  }

  .cards-grid,
  .qualify-grid,
  .testimonials-grid,
  .stats-grid {
    grid-template-columns: 1fr
  }

  .apply-wrapper {
    grid-template-columns: 1fr
  }

  .steps-grid {
    flex-direction: column
  }

  .step-arrow {
    transform: rotate(90deg)
  }

  .hero-trust {
    flex-direction: column;
    align-items: center;
    gap: 12px
  }

  .top-bar-inner {
    justify-content: center;
    text-align: center
  }

  .section {
    padding: 60px 0
  }

  .section-header h2 {
    font-size: 1.8rem
  }
}

@media(max-width:480px) {
  .hero h1 {
    font-size: 1.8rem
  }

  .form-row {
    grid-template-columns: 1fr
  }

  .btn-lg {
    padding: 16px 28px;
    font-size: 1rem
  }
}