Access 0% interest revolving credit lines for your startup or growing business — even with no revenue history. Fast approval, no collateral, no impact on your personal credit score.
We offer multiple qualification pathways so more business owners can access the capital they need.
Fill out our simple online form. It takes less than 60 seconds and uses a soft credit check — no impact on your credit score.
Our funding specialists match you with the best offers from our network of trusted lenders based on your unique profile.
Choose the offer that works for you. Funds are typically available within 24–72 hours of final approval.
Pre-qualify in seconds with no impact on your credit score. Our funding experts will guide you through every step.
"I got approved for $75,000 in business credit lines within a week. The 0% interest rate for 15 months was a game changer for my startup!"
"No collateral, no stress. I qualified through my income and received $45,000. The process was seamless and my advisor was incredibly helpful."
"As a new business owner, I didn't think I could get funded. AMCA Biz Line of Credit proved me wrong with $120,000 in credit lines."
No. We use a soft credit inquiry for pre-qualification, which has zero impact on your credit score. A hard inquiry only occurs if you decide to proceed with a specific funding offer.
Yes! If you have a personal credit score of 680 or higher with a good payment history, you can qualify for up to $150,000 in 0% revolving credit lines — even without any business revenue.
We offer 0% business credit cards, business lines of credit, term loans, SBA loans, unsecured personal loans, and startup-specific funding packages.
Pre-qualification takes about 60 seconds. Once you choose a funding offer, funds are typically available within 24–72 business hours.
It depends on the funding path: 680+ for 0% credit lines, 650+ for income-based loans, or 600+ for business-financial-based funding options.
No. Pre-qualification is 100% free with no obligation. You only proceed if you find an offer that works for your business.
Join thousands of entrepreneurs who've secured the capital they need to build, grow, and scale their business.
Get Pre-Qualified Now →Free • No Obligation • No Credit Impact